100 Day Loans Review – Is It Legit Or A Scam?
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100 Day Loans Review
For starters let me just say that I am in a rather unique position to write about this relatively new loan product in that I actually have what you might call some “inside info” about these hot 100DayLoans. Yes, I actually have some experience with and have acquired a substantial sampling of borrower approval stats regarding these same day 100 day loans.
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Yes, they are legit….But, there are a few things (disclosures) you should know first before you get too excited and start slobbering all over your keyboard about getting a same day loan for 100 days. Continue reading for the downside kickers!
As most of us know, Payday Loans usually get a bad rap because of the insane fees that many companies charge. To top that off you usually have to pay back payday loans within just 14 days.
That’s only 2 weeks to scrounge up the cash that you owe and have to pay back within that small window or risk added fees. It can be tough to get the money you need to pay back your loan but a payday loan marketing company boasts that they have come up with a better solution than the rest; “100 Day Loans” that allow you to repay your loan over a period of 100 days. Sounds great does it not?
A great many of you seem to be skeptical, wondering if it is too good to be true. That is a good thing, to be cautious that is. Well, they are real and they are totally legit! There are thousands and thousands of satisfied borrowers of 100 Day Loans. But there are a few very important things that almost everybody advertising or promoting 100dayloans seems to be deliberately avoiding and not informing you about. I want to break that silence.
The 100 Day Kickers!
1. Based on my experience and statistics 100DayLoans are considerably more selective in their loan approval process. Not to say you must have great credit or have a huge income but, it appears that you cannot have really bad credit or be too lite on the income and still get approved. In fact they have come right out and said to webmasters that they do not want their loans to be marketed as bad credit loans. Where and how they draw the line is unclear. The application is quick and easy so if these same day 100 day loans sound good to you then you should just apply.
2. This is one little thing, it is not really in the scam category…. That little secret something blatantly missing is this… most states do not permit 100 day loans of the payday cash advance type. It is that and/or that “no lenders” have been licensed in those states yet for this type of financial product; having short, yet extended 100 day repayment terms. Taking this a step further, you can get 100 Day Loans the same day from many of the payday advance lenders that are licensed to make loans in those particular states that do allow longer term quick cash loans such as 100 day loans is touting.
3. Now for the BIG 100 day loans kicker: Most of us do not usually fully read the fine print. In the case of 100dayloans, the fine print when compared to the loan product ‘name’, ‘marketing captions’, the ‘headliners’ and site ‘slogans’ I would say is where the source of all the controversy comes into play. What we learn when we read all that fine print is that 100 day loans are real; but, they are nothing more than the same payday cash advance loan products we have always had access to. You see, loans for 100 days are merely a form of nearly perpetual payday loans by means of ‘EXTENSIONS’ approximately every two weeks. You know what extension mean, right? You must pay the loan interest and/or fees all over again approximately every 2 weeks depending on the state and specific lender.
In this author’s opinion, 100 day loans are a cleaver attempt to redefine payday loan extensions as being highly positive. I suppose that for a few of us at certain times and for unusual circumstances these loan extensions for up to 100 days or more could be viewed as offering as they claim “100 Days Of Freedom”. After all, if you borrowed 100, paying approximately $20 every two weeks instead of the full 100 is a whole lot easier on the immediate short-term finances, but over time gobbles-up our money. I believe 100 day loans are legit! 100 day loans are Not A Scam, in my opinion. But, 100 day loans does appear to have very craftily created an inventive marketing gimmick through their name, marketing collateral, and their bold headlines and phrases that appear on their site. While they can lead borrowers to the ‘fine print’, they cannot make us read it.
So if you need cash fast, you need cash longer term and unless you are fortunate enough to live in one of those great states that permit payday loan extensions up to 100 days, you are SOL. Unfortunately most of us will not qualify for 100dayloans. I am one of them, being that I live in CA. Your maximum loan amount and time to repay is always subject to your state’s regulations.
Same Day Loans 100 Day Loan Advice
When you apply for Same Day Loans be sure to request a longer term loan product when speaking to your loan representative advocate, if that is what you want. Your loan advocate will help find the best same day loan that complies with your state’s regulations.
Did you know that you can get 100 day loans from Same Day Loans? Well you can if you live in a state that permits them!
Same Day 100dayloans Discount
Here’s how it works:
1. The very first thing you need to do is apply for the loan through 100 Day Loans. At Same Day Loans you can apply for up to $1500 depending on what you need the cash for. In fact if you need a higher loan amount you may be able to apply a second loan for a higher combined total. If you’re worried about being able to get approved you should know that 4 out of every 5 applicants get approved for cash. After you submit your application you will only have to wait 90 seconds to get your approval. You will need to provide your name, address, telephone number, e-mail address, date of birth, your social security number and your driver’s license or state ID #. Don’t worry if you have bad credit you can still get approved. You’ll also need to provide your employment and banking information as well.
2. Approval is very common because 100 Day Loans searches a database immediately to find you the highest loan at the lowest possible interest rate. You won’t automatically be denied for having bad credit because this payday loan company works with a variety of different lenders.
3. Get paid. Once you are approved you may only have to wait up to 1 hour for your cash to be deposited into your bank account. Some lenders work that fast but the longest you’d have to wait is just until the next business day. Not too long of a wait to receive money that you’re very much in need of.
If you are desperate for cash, a payday loan can be a savior but realize that you will need to pay the loan back. If you do not your account will be reported to the credit bureaus and your credit will suffer. Also, you may never be able to get another payday loan again – ever! This is one financial bridge you should never ever burn!
It’s a good idea to pay the loan back as fast as you can even though you may have up to 100 days because the longer you take to pay it off the more interest you’re going to pay over that time. The sooner you pay it, the cheaper the cost of the loan will be. Either way it’s very important that you have repaid the entire balance of your loan by the due date or you’ll have to pay even a higher cost.
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Same Day Loan Related Content
– 100 Day Loans Review – Is It Legit Or A Scam?
– Tips About Credit: What You Can Get from 100 Days Loans
– 100 Day Loans Review – Get A 100 Day Loan And Repay At Leisure
– Same Day 100 Day Loans: Longer Loans More Financial Freedom
Learn More About Same Day Loans
"Same Day Loans" can get you fast money with loans that fund the same day, as fast as 1 hour. Depending on regulations in your state you could borrow up to 100 days with, same day $200 loans, same day $300 loan, same day $400 loans, same day $500 loan, same day $600 loan, same day $700 loans, same day $800 loan, same day $900 loan, same day $1000 loans (1000 dollars), same day $1100 loan, same day $1200 loan, same day $1300 loans, same day $1400 loans, and same day $1500 hundred dollars or More today or overnight.
Same Day Payday Loans
Payday loans for amounts up to $1500 can be and are usually approved nearly instantly, within about 60 seconds.
Unsecured Same Day Loans
For these smaller loans credit is not a consideration. No credit checks and no faxing required. Remember, "same day loans" are unsecured. Absolutely no collateral is needed to qualify for a loan. We will not run your credit unless you want to try to qualify for a higher loan amount, and never-ever without first asking your permission!
If your income supports it and your credit is not totally in the crapper, you may be able to borrow thousands of dollars; from $2000, $3000, $4000, $5000 or even $10,000 or more. You and we will not know until you submit your application. For larger loans credit is a consideration, but it does not have to be stellar or even good for that matter. Even if you have bad credit there is still a very good chance that you may be able to qualify for these larger same day loans, even with longer repayment terms. Every person's situation is a little different. What is yours like?
Same Day Loans: Same As Payday Cash Advance
Get cash today or early the next day wire transferred to your bank account. Loan amounts, repayment periods and costs are dependent on lender regulations in the state and country you live. Generally, you will be offered same day loans of: 7 to 14 days, 30 days, 60 days and 90 day same day loans. You may also qualify for and be offered larger loans with longer repayment terms and installment payments. Our goal is to help you get a loan that will meet your needs and that will suit your financial situation.
Get Your Loan Started Now! - Apply Now For Same Day Loans In The USA.
Filed Under: Same Day 100 Day Loans
